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Complete Slovenia Tax Guide 2025
Capital Gains, Dividends, Derivatives & Crypto

Doh-KDVP, Doh_Div, D_IFI, Doh_Obr - Progressive rates, eDavki filing, February 28 deadline

Auto-generate all 4 tax reports: Doh-KDVP, Doh_Div, D_IFI, Doh_Obr
XML + Excel reports ready for eDavki submission
Progressive rates calculated: 0% to 25% based on holding period

๐Ÿ”” CRITICAL TAX UPDATES FOR 2025-2026

โš ๏ธ CRYPTOCURRENCY TAX CHANGES (2026)

2025 (Current): Personal crypto trading is TAX-FREE ๐ŸŽ‰

2026 (Proposed): Starting January 1, 2026, a 25% tax will apply to crypto-to-fiat conversions.

Good news: Crypto-to-crypto swaps will remain tax-free. Gains made before Jan 1, 2026 will not be taxed.

๐Ÿ“Š DERIVATIVES TAX CHANGES (2026)

2025 (Current): Progressive rates 27.5% โ†’ 0% (based on 0-20+ year holding periods). Short-term contracts may be subject to 40% tax rate.

2026 (Proposed): Flat 25% tax regardless of holding period (abolishes 0% exemption after 20 years).

โœ… SECURITIES TAX - NO CHANGES

Progressive rates (25% โ†’ 20% โ†’ 15% โ†’ 0%) for stocks and ETFs remain unchanged. Hold for 15+ years for 0% tax.

Why Slovenian Investment Tax Is Complex

  • โ€ข Foreign broker complexity: Slovenian investors using foreign brokers face unique challenges
  • โ€ข 4 different tax forms: Doh-KDVP (securities), Doh_Div (dividends), D_IFI (derivatives), Doh_Obr (interest)
  • โ€ข Progressive tax calculations: Tax rate depends on exact holding period (days matter!)
  • โ€ข EUR conversion required: All foreign currency transactions must be converted using ECB rates
  • โ€ข Normalized expenses: Complex 1% acquisition/disposal expense calculations
  • โ€ข Foreign tax credit claims: Must track and claim foreign withholding taxes
  • โ€ข Multiple brokers = manual hell: Revolut + DEGIRO + IBKR requires consolidation
  • โ€ข eDavki XML format: Complex XML structure for electronic filing
  • โ€ข Time consumption: Manual calculations can take 20-40 hours

What Tax-Wizard Does for Slovenian Investors

๐ŸŽฏ Automated Calculations

  • โœ… Progressive tax rates (25% โ†’ 20% โ†’ 15% โ†’ 0%)
  • โœ… Holding period calculations (day-level accuracy)
  • โœ… FIFO method implementation
  • โœ… ECB exchange rate conversion (automatic)
  • โœ… Normalized expenses (1% acquisition + 1% disposal)
  • โœ… Foreign tax credit tracking
  • โœ… Crypto tax-free verification (2025)
  • โœ… Derivatives tax calculations (CFDs, options, futures)

๐Ÿ“Š Report Generation

  • โœ… Doh-KDVP: Securities capital gains (XML + Excel)
  • โœ… Doh_Div: Dividend income report (XML + Excel)
  • โœ… D_IFI: Derivatives report (XML + Excel)
  • โœ… Doh_Obr: Interest income (XML + Excel)
  • โœ… Ready for eDavki electronic submission
  • โœ… Multi-broker consolidation (Revolut, IBKR, DEGIRO, eToro)
  • โœ… FURS-compliant XML schemas

๐Ÿ“ฆ What You Get from Tax-Wizard

XML Files (eDavki Ready)

  • โœ“ Doh-KDVP.xml - Capital gains from securities (stocks, ETFs, bonds)
  • โœ“ Doh-Div.xml - Dividend income with foreign tax credits
  • โœ“ D-IFI.xml - Derivatives (CFDs, options, futures)
  • โœ“ Doh-Obr.xml - Interest income (bank, bonds, P2P)

FURS-compliant: Upload directly to eDavki portal without modifications
Note: Actual filenames include year and unique ID (e.g., Doh-KDVP_2024_abc123.xml)

Excel Reports (Review)

  • โœ“ Capital Gains Report - Transaction-by-transaction breakdown with FIFO matching
  • โœ“ Dividends Report - Foreign withholding taxes and tax credits
  • โœ“ Derivatives Report - All CFD/option positions with P&L
  • โœ“ Interest Report (EU Deposits) - โ‚ฌ1,000 threshold automatically applied
  • โœ“ Interest Report (Other) - Non-EU banks, bond coupons, P2P lending
  • โœ“ Crypto Income Report - Mining, staking, and airdrop income (if applicable)

Additional Files (If Applicable)

โš ๏ธ Incomplete Transactions Report

Lists any transactions with missing data (prices, ISINs) that need manual review

๐Ÿ“Š Validation Warnings

Highlights potential issues: duplicate transactions, unmatched sales, missing cost basis

๐Ÿ“ˆ Capital Gains Tax (Doh-KDVP)

Slovenia's Progressive Tax System

Slovenia rewards long-term investing with progressively lower tax rates. The longer you hold your investments, the less tax you pay:

25%
0-5 years
20%
5-10 years
15%
10-15 years
0%
15+ years

Tax Calculation Formula

Tax Base =

(Disposal Value - Acquisition Value)

- Normalized Expenses

Normalized Expenses =

1% of Acquisition Value

+ 1% of Disposal Value

(max: total gain)

All foreign currency amounts must be converted to EUR using ECB exchange rates on the transaction date.

Example Calculation

Buy 100 shares @ โ‚ฌ50: โ‚ฌ5,000
Sell after 6 years @ โ‚ฌ80: โ‚ฌ8,000
Gross gain: โ‚ฌ3,000
Normalized expenses:
1% ร— โ‚ฌ5,000: โ‚ฌ50
1% ร— โ‚ฌ8,000: โ‚ฌ80
Tax base: โ‚ฌ2,870
Tax rate (5-10 years): 20%
Tax due: โ‚ฌ574

If held for 15+ years: โ‚ฌ0 tax!

What Counts as Securities?

โœ… Subject to Doh-KDVP:

  • - Shares (Apple, Tesla, etc.)
  • - ETFs (VWCE, VOO, etc.)
  • - Investment fund units
  • - Bonds and debt securities
  • - Investment coupons
  • - REITs

โŒ NOT Doh-KDVP (use D_IFI instead):

  • - CFDs (Contracts for Difference)
  • - Options
  • - Futures
  • - Other derivative financial instruments

๐Ÿ’ก Pro Tax-Saving Strategy:

Hold investments for 15+ years for 0% tax. Even holding for 5-10 years reduces your tax from 25% to 20%. Slovenia's progressive system rewards patience!

๐Ÿ’ฐ Dividends Tax (Doh_Div)

Dividend Tax Rate

25%

Flat rate on all dividends

Slovenia taxes dividend income at a flat 25% rate, regardless of:

  • - Country of origin
  • - Currency received
  • - Type of share (common, preferred)
  • - Whether dividend is reinvested

Reporting Requirements

You must report dividends on the Doh_Div form if you receive:

  • โ€ข Foreign dividends from any source
  • โ€ข Domestic dividends (if not already withheld at source)
  • โ€ข Any amount (no minimum threshold)

Deadline: February 28 for dividends received in the previous year.

Foreign Tax Credit (DOHPREM)

If foreign tax was withheld on your dividends, you can claim a tax credit in Slovenia to avoid double taxation.

Example: US Dividend with Foreign Tax Credit

Gross US dividend: $1,000
US withholding tax (15%): -$150
You receive: $850
Convert to EUR @ 1.10: โ‚ฌ909
Slovenian tax (25% on $1,000): โ‚ฌ227
Less foreign tax credit (15%): -โ‚ฌ136
Net Slovenian tax due: โ‚ฌ91

DOHPREM form: Use this form to claim foreign tax credits according to international tax treaties. Tax-Wizard automatically tracks foreign withholding taxes for your reports.

Common Foreign Withholding Rates:

๐Ÿ‡บ๐Ÿ‡ธ USA: 15%
๐Ÿ‡ฉ๐Ÿ‡ช Germany: 15%
๐Ÿ‡ฌ๐Ÿ‡ง UK: 0-15%
๐Ÿ‡ซ๐Ÿ‡ท France: 12.8%
๐Ÿ‡ฎ๐Ÿ‡ช Ireland: 0%
๐Ÿ‡จ๐Ÿ‡ญ Switzerland: 15%
๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands: 15%
๐Ÿ‡ฎ๐Ÿ‡น Italy: 15%

Rates may vary based on tax treaties. Always verify with the specific country's treaty with Slovenia.

๐Ÿ“Š Derivatives Tax (D_IFI)

โš ๏ธ TAX CHANGES COMING IN 2026

2025 Tax Rates (Current)

Short-term (<1 year): 40%
1-5 years: 27.5%
5-10 years: 20%
10-15 years: 15%
15-20 years: 10%
20+ years: 0%

2026 Proposed Rates

All holding periods: 25%

Legislative status: Currently under consultation. Expected to be approved for implementation Jan 1, 2026.

The 0% exemption after 20 years will be abolished.

What Are Derivative Financial Instruments?

CFDs

Contracts for Difference - agreements to exchange the difference in value of an asset from open to close.

Options

Call and put options giving the right (but not obligation) to buy/sell assets at a specific price.

Futures

Futures contracts obligating purchase/sale of assets at a future date and predetermined price.

2025 Tax Calculation Example (Current Rules)

Example: CFD held for 6 months (short-term)

Open CFD position: โ‚ฌ10,000
Close CFD position: โ‚ฌ13,000
Gross gain: โ‚ฌ3,000
Normalized expenses (0.25%): -โ‚ฌ58
Tax base: โ‚ฌ2,942
Tax rate (<1 year): 40%
Tax due (2025): โ‚ฌ1,177
Tax due (2026 proposed): โ‚ฌ736 (25% flat)

Leveraged derivatives (from 2020): Normalized expenses reduced to 0.25% (was 1%).

๐Ÿ’ก Important for Traders:

If you plan to hold derivatives long-term, consider closing positions before January 1, 2026 to benefit from current progressive rates. The proposed flat 25% rate eliminates the 0% exemption after 20 years.

๐Ÿฆ Interest Income (Doh_Obr)

Interest Tax Rate

25%

Flat rate on interest income

Interest income is taxed at 25% flat rate including:

  • - Bank account interest
  • - Savings account interest
  • - Bond coupon payments
  • - P2P lending returns
  • - Other debt instrument interest

โ‚ฌ1,000 Reporting Threshold

Special Rule for EU Deposits:

Interest on deposits in Slovenia or EU banks must be reported ONLY if total interest exceeds โ‚ฌ1,000 per year.

All Other Interest:

Interest from non-EU sources, bonds, and P2P lending must be reported regardless of amount.

Types of Interest Income

Subject to โ‚ฌ1,000 Threshold:

  • โ€ข Slovenian bank deposits
  • โ€ข EU bank savings accounts
  • โ€ข EU credit union interest

Report All Amounts:

  • โ€ข Non-EU bank interest (US, UK, etc.)
  • โ€ข Corporate bond coupons
  • โ€ข P2P lending platforms (Mintos, etc.)
  • โ€ข Government bond interest

๐Ÿ“ Tax-Wizard Handles This:

Tax-Wizard automatically separates EU deposit interest from other interest sources, applies the โ‚ฌ1,000 threshold correctly, and generates the Doh_Obr report with proper categorization.

โ‚ฟ Cryptocurrency Tax

๐ŸŽ‰ 2025: CRYPTO TRADING IS TAX-FREE!

Through December 31, 2025, Slovenia remains one of Europe's most crypto-friendly jurisdictions. Personal crypto trading is completely tax-free!

What's tax-free in 2025:

  • โœ… Crypto-to-fiat conversions (BTC โ†’ EUR)
  • โœ… Crypto-to-crypto swaps (BTC โ†’ ETH)
  • โœ… Capital gains from crypto trading
  • โœ… NFT sales
  • โœ… All personal crypto activities

โš ๏ธ 2026: NEW CRYPTO TAX LAW (Proposed)

Starting January 1, 2026, Slovenia will implement new cryptocurrency taxation:

โŒ TAXABLE (25%):

  • - Crypto โ†’ Fiat (BTC โ†’ EUR)
  • - Crypto โ†’ Goods/Services

Tax rate: 25% flat

โœ… TAX-FREE:

  • - Crypto โ†’ Crypto (BTC โ†’ ETH)
  • - Holding crypto
  • - Receiving crypto
  • - Transferring between wallets
  • - NFT sales (excluded from law)

Swaps remain tax-free!

โฐ Grandfathering Provision:

Gains realized before January 1, 2026 will NOT be taxed. The market price on January 1, 2026 becomes your new cost basis - all pre-2026 appreciation is exempt.

๐Ÿ“‹ Wallet Registration:

You must report all active crypto wallets as of January 1, 2026 to FURS by June 30, 2026.

๐Ÿ“… Filing Deadline:

Crypto tax returns due March 31 annually (first return: March 31, 2027 for 2026).

๐Ÿ“‰ Loss Carryforward:

Losses can be deducted from profits in the same year AND carried forward to the next tax year only (not indefinitely).

Mining & Staking - Already Taxed

Mining and staking income are already taxed as income (both in 2025 and 2026):

Business Activity:

If mining/staking is your permanent business:

  • - Corporate income tax (19%)
  • - OR Personal income tax (progressive up to 50%)
  • - Plus social contributions

Other Income:

If mining/staking is not permanent business:

  • - Taxed as "other income"
  • - Progressive rates (16% - 50%)
  • - Based on total annual income

2026 Example Calculation (Proposed)

Example: Sell BTC for EUR in 2026

Buy 1 BTC @ โ‚ฌ30,000 (2024): โ‚ฌ30,000
Sell 1 BTC @ โ‚ฌ50,000 (2026): โ‚ฌ50,000
Gain: โ‚ฌ20,000
Tax rate (2026): 25%
Tax due: โ‚ฌ5,000

If same sale occurred in 2025: โ‚ฌ0 tax!

โœ… Tax-Saving Strategy (2025):

If you have large unrealized gains, consider selling and rebuying before December 31, 2025 to lock in gains tax-free and establish a new higher cost basis for 2026.

๐Ÿ’ก Crypto-to-Crypto Advantage (2026+):

Since crypto-to-crypto swaps remain tax-free in 2026, you can rebalance your portfolio without triggering tax. Only pay tax when converting to fiat or spending.

โš ๏ธ Legislative Status:

The 2026 crypto tax law is currently under parliamentary review. Public consultation closed May 5, 2025. Tax-Wizard will be updated to reflect final legislation when approved.

๐Ÿš€ How to Use Tax-Wizard for Slovenia

Complete step-by-step guide from upload to eDavki submission

1

Gather Documents

  • โ–บ Download transaction history from all brokers
  • โ–บ Date range: Jan 1 - Dec 31, 2024
  • โ–บ File types: CSV, PDF, XLSX (broker-specific)
  • โ–บ Include ALL transactions from account inception for accurate cost basis
Tip: If you have positions from previous years, include those transactions too!
2

Configure Settings

  • โ–บ Country: Slovenia
  • โ–บ Tax year: 2024
  • โ–บ Currency: EUR
  • โ–บ Method: FIFO (mandatory)
  • โ–บ Reports: Select all 4 forms
Auto-calculated: Progressive rates, normalized expenses, foreign tax credits
3

Upload & Process

  • โ–บ Upload files for each broker
  • โ–บ Can upload multiple files per broker
  • โ–บ Can combine brokers in one report
  • โ–บ Processing time: 30s - 2min
Supported: Revolut, DEGIRO, IBKR, eToro, Trading212, XTB, +15 more
4

Review Results

  • โ–บ Check summary statistics
  • โ–บ Review warnings/errors
  • โ–บ Verify totals match records
  • โ–บ Check incomplete transactions
Review Excel files before downloading XML!
5

Download Files

  • โ–บ 4 XML files for eDavki
  • โ–บ 6+ Excel reports for review
  • โ–บ Verify all files downloaded
  • โ–บ Save for 6+ years
Keep copies: FURS may request during audit
6

Submit to eDavki

  • โ–บ Log in to edavki.durs.si
  • โ–บ Select appropriate tax forms
  • โ–บ Upload XML files directly
  • โ–บ Or enter data manually from Excel
  • โ–บ Submit by Feb 28 deadline

๐Ÿ–ฅ๏ธ eDavki Electronic Filing

What is eDavki?

eDavki is the IT system of the Financial Administration of the Republic of Slovenia (FURS) used for electronic tax filing. It's the official online portal for submitting tax returns and communicating with FURS.

Electronic Filing Requirements

โ— MANDATORY for:

  • - More than 10 transactions (acquisitions + disposals)
  • - All business entities

Electronic filing via eDavki is legally required

โœ… OPTIONAL for:

  • - 10 or fewer transactions
  • - Can file paper OR electronic

Filing Deadlines

๐Ÿ“…

February 28

Main deadline for:

  • โœ“ Capital gains (Doh-KDVP)
  • โœ“ Dividends (Doh_Div)
  • โœ“ Derivatives (D_IFI)
  • โœ“ Interest (Doh_Obr)

Note: Business income tax has a different deadline (March 31).

How to Access eDavki

For Individuals:

  1. 1. Visit edavki.durs.si
  2. 2. Log in with:
    • - Tax identification number
    • - Password
    • - Email address
  3. 3. Or use qualified digital certificate

Mobile Access:

eDavki Mobile App available:

  • โœ“ Android (Google Play)
  • โœ“ iOS (App Store)

Filing with Tax-Wizard Reports

Tax-Wizard generates FURS-compliant XML files ready for direct upload to eDavki:

  1. 1. Upload broker statements to Tax-Wizard and generate Slovenia reports
  2. 2. Download XML files (Doh-KDVP, Doh_Div, D_IFI, Doh_Obr) and Excel summaries
  3. 3. Log into eDavki portal (edavki.durs.si)
  4. 4. Select the appropriate tax form (Doh-KDVP / Doh_Div / D_IFI / Doh_Obr)
  5. 5. Upload XML file or manually enter data from Excel summary
  6. 6. Review, confirm, and submit before February 28 deadline

FURS Contact Information:

๐Ÿ“ž Phone: +386 1 478 34 82 (general inquiries)

๐ŸŒ Website: fu.gov.si/en

๐Ÿ“ง eDavki Portal: edavki.durs.si

๐ŸŒ Foreign Tax Credit

How Foreign Tax Credits Work

Slovenia has tax treaties with many countries to prevent double taxation. When foreign tax is withheld from your investment income, you can claim a credit in Slovenia.

With Tax Treaty:

Credit the lower of:

  • - Foreign tax actually paid, OR
  • - Amount that would be due in Slovenia

Without Tax Treaty:

Credit is limited to:

  • - Lower of foreign tax paid
  • - OR Slovenian tax on that income

Common Withholding Tax Rates

Country Dividends Interest Treaty
๐Ÿ‡บ๐Ÿ‡ธ United States 15% 0% Yes
๐Ÿ‡ฉ๐Ÿ‡ช Germany 15% 0% Yes
๐Ÿ‡ฌ๐Ÿ‡ง United Kingdom 0-15% 0% Yes
๐Ÿ‡ฎ๐Ÿ‡ช Ireland 0% 0% Yes
๐Ÿ‡จ๐Ÿ‡ญ Switzerland 15% 0% Yes
๐Ÿ‡ณ๐Ÿ‡ฑ Netherlands 15% 0% Yes

DOHPREM Form - Claiming Foreign Tax Credit

Use the DOHPREM form to claim foreign tax credits according to international tax treaties.

Example: US Dividend Tax Credit

Gross US dividend: $10,000
US withholding (15%): $1,500
You receive: $8,500
Convert to EUR @ 1.10: โ‚ฌ9,091
Slovenian tax (25%): โ‚ฌ2,273
Foreign tax credit (15%): -โ‚ฌ1,364
Net Slovenian tax: โ‚ฌ909
Total tax paid (US + Slovenia): โ‚ฌ2,273 (25%)

โ“ Frequently Asked Questions

What are Slovenia's capital gains tax rates in 2025?

Slovenia uses progressive tax rates based on holding period: 25% (0-5 years), 20% (5-10 years), 15% (10-15 years), and 0% (15+ years). Hold investments for 15+ years to pay zero tax!

What cost basis method does Slovenia use?

Slovenia commonly uses the FIFO (First In, First Out) method for calculating capital gains on securities. Tax-Wizard applies FIFO methodology, which is the standard approach for individual investors. All foreign currency amounts are converted to EUR using ECB exchange rates on the transaction date. For specific guidance on your situation, consult FURS or a qualified Slovenian tax professional.

What are normalized expenses?

Normalized expenses reduce your taxable gain: 1% of acquisition value + 1% of disposal value (maximum: total gain). For leveraged derivatives (from 2020), this is reduced to 0.25%. Tax-Wizard calculates this automatically.

What transaction types does Tax-Wizard handle for Slovenia?

๐Ÿ“ˆ Stocks & ETFs (Doh-KDVP):

โœ… Stocks, ETFs, mutual funds (UCITS), investment trusts

โœ… Buy/sell transactions, cash dividends, stock dividends, dividend reinvestment (DRIP), stock splits, reverse splits, spinoffs, mergers, ticker changes

๐Ÿ“Š Derivatives (D_IFI):

โœ… CFDs (open/close), options (buy/sell/exercise/assignment/expiration), futures contracts, warrants (long-term company-issued options), forex trading (currency pairs), CFD financing costs included in cost basis

โ‚ฟ Cryptocurrency:

2025: Tax-Free (Not Reported)
Crypto trading (buy/sell, crypto-to-crypto swaps, crypto-to-fiat) is completely tax-free in 2025. These transactions are NOT reported to FURS.

2026+: Partial Taxation
Starting 2026, crypto-to-fiat conversions will be taxed at 25%. Crypto-to-crypto swaps remain tax-free.

Taxable Now:
โœ… Mining, staking, airdrops = "other income" (16-50% progressive tax) - Tax-Wizard reports these separately

๐Ÿ’ฐ Dividends (Doh_Div):

โœ… Cash dividends, foreign withholding tax tracking, treaty rate application, dividend reinvestment

๐Ÿฆ Interest (Doh_Obr):

โœ… Bank account interest, bond coupons, P2P lending income (Mintos, Bondora, etc.), money market fund distributions, broker cash interest, โ‚ฌ1,000 threshold auto-applied

๐ŸŽ Bonuses & Promotions:

โœ… Free shares (Trading212, Revolut), cashback bonuses, referral rewards (cost basis = FMV at receipt)

Is crypto really tax-free in Slovenia in 2025?

YES! Through December 31, 2025, personal cryptocurrency trading is completely tax-free in Slovenia. This includes crypto-to-fiat, crypto-to-crypto, and all personal trading activities.

Starting January 1, 2026, a proposed 25% tax will apply to crypto-to-fiat conversions only. Crypto-to-crypto swaps will remain tax-free even after 2026.

How is mining and staking taxed?

Mining and staking are taxed as income, NOT capital gains. If it's your permanent business activity, it's subject to corporate or personal income tax (up to 50%). If it's not your main business, it's taxed as "other income" at progressive rates (16% - 50%).

What is the filing deadline?

February 28 of the following year for capital gains, dividends, interest, and derivatives. Electronic filing through eDavki is mandatory if you have more than 10 transactions.

Which tax forms does Tax-Wizard generate for Slovenia?

Tax-Wizard generates 4 tax reports for Slovenia: Doh-KDVP (capital gains from securities), Doh_Div (dividends), D_IFI (derivatives - CFDs, options, futures), and Doh_Obr (interest income). Each includes both Excel summary and XML file for eDavki.

Can I use Tax-Wizard reports directly with eDavki?

YES! Tax-Wizard generates FURS-compliant XML files that can be uploaded directly to the eDavki portal. You also receive Excel summaries for review. Simply upload the XML files or manually enter data from the Excel reports.

How do I claim foreign tax credits?

Use the DOHPREM form to claim foreign tax credits. Slovenia has tax treaties with many countries (US, UK, Germany, etc.) that reduce withholding tax rates. Tax-Wizard automatically tracks foreign withholding taxes and includes them in your Doh_Div report.

Which brokers does Tax-Wizard support for Slovenia?

Tax-Wizard supports 20+ brokers including: Revolut, DEGIRO, Interactive Brokers (IBKR), eToro, Trading 212, XTB, Lightyear, TradeRepublic, Firstrade, Freedom24, Coinbase, Kraken, Crypto.com, and more. You can combine statements from multiple brokers in a single report.

What records must I keep?

You must keep records for at least 6 years: broker statements, transaction confirmations, dividend statements, crypto exchange records, Tax-Wizard reports, and any supporting documentation. FURS may request these during an audit.

What is the โ‚ฌ1,000 interest threshold?

Interest on deposits in Slovenia or EU banks must be reported ONLY if total interest exceeds โ‚ฌ1,000 per year. Interest from non-EU sources, bonds, and P2P lending must be reported regardless of amount. Tax rate is 25% on all interest income.

โš ๏ธ Important: What Tax-Wizard Cannot Do

Tax-Wizard is a powerful automation tool, but it's important to understand its limitations. Some scenarios require manual handling or professional tax advice.

โŒ NOT Supported

  • โœ— Employee stock options (RSUs, ESPPs, ISO) from employers
  • โœ— Private company shares (unlisted securities, startups)
  • โœ— Real estate transactions (property sales, rental income beyond P2P)
  • โœ— Precious metals (gold, silver, physical commodities)
  • โœ— Art & collectibles (paintings, antiques, rare items)
  • โœ— Complex option strategies (spreads, straddles, butterflies)
  • โœ— Structured products (equity-linked notes, autocallables, barrier products - complex multi-component taxation)
  • โœ— Wash sale identification (Slovenia may not have wash sale rules, but tool doesn't track)
  • โœ— Tax-loss harvesting optimization (you must plan this manually)

โš ๏ธ Requires Manual Review

  • ! Rare corporate actions not in database (obscure mergers, unusual spinoffs)
  • ! Non-standard transaction types not recognized by broker parsers
  • ! Positions transferred between brokers (may create duplicates or missing cost basis)
  • ! Inheritance or gifted securities (cost basis may not be in broker statement)
  • ! Currency conversions on weekends/holidays (ECB rates unavailable, uses nearest date)
  • ! Cryptocurrency hard forks (requires manual research of fork date/value)
  • ! Token swaps/migrations (DeFi protocol changes, rebranding)
  • ! Complex DeFi positions (liquidity pools, yield farming, auto-compounding)
  • ! Missing ISIN codes (required for all securities - manual entry needed if broker doesn't provide)

๐Ÿ“‹ Required Information for Slovenia Reports

For XML Generation:

  • โœ“ Slovenian Tax Number - Must be exactly 8 digits (davฤna ลกtevilka)
  • โœ“ Full Name - First and last name required for capital gains (Doh-KDVP)
  • โœ“ ISIN Codes - Required for all securities (stocks, ETFs, bonds)

Processing Notes:

  • โœ“ All amounts converted to EUR using ECB exchange rates
  • โœ“ FIFO method applied automatically (mandatory in Slovenia)
  • โœ“ Normalized expenses (ยฑ1% or ยฑ0.25%) calculated automatically

๐Ÿ‘จโ€๐Ÿ’ผ When to Consult a Tax Professional

You should seek professional advice if:

  • - Complex derivative positions (multi-leg strategies)
  • - Business/professional trading activity (vs personal investing)
  • - Non-resident tax situations (moving to/from Slovenia)
  • - Large capital gains (>โ‚ฌ100,000 - risk of audit)
  • - Audit notices received from FURS

Professional can help with:

  • - Optimizing tax strategies (loss harvesting, timing)
  • - Complex cross-border situations
  • - Estate planning with securities
  • - Business entity selection (sole proprietor vs company)
  • - FURS correspondence and audit defense

โš ๏ธ Disclaimer: Tax-Wizard is a calculation and reporting tool, not a tax advisor. While we strive for accuracy, you are solely responsible for your tax return. Always review generated reports carefully and consult a qualified Slovenian tax professional for complex situations.

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Premium

25 โ‚ฌ

All features, for Revolut, Degiro, eToro, XTB, Trading212, Interactive Brokers, Freedom24, Lightyear, Trade Republic, Coinbase, Robinhood Crypto,...

  • Support for all brokers and currencies
  • Automatic calculation of capital gains
  • Report with Acquisitions, Realizations, Dividends, and Interest
  • Open positions report and statistics
  • Transaction and dividends statistics
  • Export Open Positions to Yahoo Finance

Business

125 โ‚ฌ

All premium features, for accountants, financial advisors, tax consultants, or other professionals and companies wanting to use Tax-Wizard for multiple clients.

  • Support for all brokers and currencies
  • Automatic calculation of capital gains
  • Report with Acquisitions, Realizations, Dividends, and Interest
  • Open positions report and statistics
  • Transaction and dividends statistics
  • Export Open Positions to Yahoo Finance

โš ๏ธ Important Disclaimer

Tax-Wizard is a helper tool, not professional tax advice. We make no guarantees about the accuracy of calculations or compliance with Slovenian tax law. You are solely responsible for your tax return.

Slovenian tax law is complex and subject to change. We strongly recommend:

  • - Consulting a qualified Slovenian tax advisor or accountant
  • - Verifying all calculations independently
  • - Understanding your specific tax situation and residency status
  • - Keeping detailed records of all transactions (6 years minimum)
  • - Monitoring proposed legislative changes (especially crypto and derivatives taxes for 2026)
  • - Verifying foreign tax credit eligibility with FURS

2026 Tax Changes: The crypto tax law and derivatives tax changes are currently under parliamentary review and may be modified before final approval. Tax-Wizard will be updated to reflect final legislation.

Always verify with FURS (Financial Administration of the Republic of Slovenia) and professional advisors before filing.

Legal References and Resources

FURS Official Resources:

Tax-Wizard Support:

  • - Dashboard (Upload Files)
  • - Supported Brokers: 20+ platforms
  • - Slovenia Tax Report Generation
  • - Contact Support for Questions

Note: Tax laws are subject to change. This page was last verified January 2026. Always confirm current rules with FURS or a qualified Slovenian tax professional.